Benefits	Open Shop	Group Union
Health Coverage	Deducted from your paycheck.	Paid by your employer above and beyond your paycheck.
Family Coverage	An additional deduction from your paycheck.	Paid by your employer.
Pension Plan	Deducted from your paycheck.	Paid by your employer.
Training Programs  (i.e., Safety, Apprenticeship, Skills Upgrade Training)	Deducted from your paycheck as an out-of-pocket expense.	Paid by your employer.